Recent auto insurance rates data demonstrates that women are, undoubtedly, better drivers than men.
Still, many women do not enjoy rates as low as they should be able to find them. Without shopping around and comparing rates, it will be hard even for women with good driving record to find the best possible quote.
It may still be a mans world, but not as far as auto insurance is concerned. Women are actually paying less for their auto insurance than men.
But why do women enjoy lower premiums?
Statistics show that women are less likely to be high-risk drivers. Apparently, women are far more likely to obey traffic codes, drive safely and comply with their auto insurance requirements.
Men tend to be less safe drivers. It is rare that a woman would intentionally start drving dangerously. Most women do not driver recklessly, overtake dangerously or jump a red light.
Are women safer drivers
Compared to men, women are safer drivers. There are two main reasons for that, female drivers are normally more observant and responsible. Road signs and other drivers behaviour, are things women pay more attention to. Of course, being more observant helps women avoid traffic accidents. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.
Being extremely protective is a characteristic a lot of women have. It is very common for female drivers to use their cars to drive their kids to school. The first thing they think of is the safety of their kid, and this makes them more careful.
Another thing women are very protective of, is their jobs. For many women it is hard to land the higher paid positions. Taking time off as a result of an accident may well jeopardise their position. It is obvious that being a careful driver is very important to most women, especially those who have a family and a career.
Things may well change in the future as more women pursue careers and there are more stay-at-home dads.. But for now, women have the right to demand cheaper auto insurance rates.
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cheap car insurance for women
women pay less for car insurance