Monday, 15 March 2010

Cheaper auto insurance for women

Interesting article about auto insurance for women

Recent auto insurance rates data demonstrates that women are, undoubtedly, better drivers than men.

Still, many women do not enjoy rates as low as they should be able to find them. Without shopping around and comparing rates, it will be hard even for women with good driving record to find the best possible quote.


It may still be a mans world, but not as far as auto insurance is concerned. Women are actually paying less for their auto insurance than men.

But why do women enjoy lower premiums?



Statistics show that women are less likely to be high-risk drivers. Apparently, women are far more likely to obey traffic codes, drive safely and comply with their auto insurance requirements.

Men tend to be less safe drivers. It is rare that a woman would intentionally start drving dangerously. Most women do not driver recklessly, overtake dangerously or jump a red light.

Are women safer drivers



Compared to men, women are safer drivers. There are two main reasons for that, female drivers are normally more observant and responsible. Road signs and other drivers behaviour, are things women pay more attention to. Of course, being more observant helps women avoid traffic accidents. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.

Being extremely protective is a characteristic a lot of women have. It is very common for female drivers to use their cars to drive their kids to school. The first thing they think of is the safety of their kid, and this makes them more careful.

Another thing women are very protective of, is their jobs. For many women it is hard to land the higher paid positions. Taking time off as a result of an accident may well jeopardise their position. It is obvious that being a careful driver is very important to most women, especially those who have a family and a career.

Things may well change in the future as more women pursue careers and there are more stay-at-home dads.. But for now, women have the right to demand cheaper auto insurance rates.

Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance

Wednesday, 3 March 2010

Driving without insurance in the state of Florida is illegal

Are you driving without auto insurance in Florida? Are you curious as to what may happen to you when you get caught? Do you think you don't really need a car insurance just because you are a careful driver?

Before anything else, there is something important you must know. Driving your vehicle without auto insurance in Florida, or anywhere in the United States Of America for that matter, is illegal.

It is a punishable offence and when, not if, you get caught you will face charges. Police officers in the state of Florida are checking people's insurance often.

Your driving privilege can be suspended by the Department of Highway Safety and Motor Vehicles for up to3 years or until you present a proof of Florida auto insurance.

Naturally, taking away your drivers license is only the beginning. You will also have to pay a fine to reinstate your drivers license.

You will also need a SR22 Form.

You may be given a penalty between $150 and $500, depending on previous traffic violations.

Putting things into prospective, driving with no a car insurance is not just a punishable offence, but simply a bad idea.

One look at the statistics shows that uninsured drivers are at fault in most serious accidents on the roads of Florida.

Think for a minute, even if you are not caught just yet, it is very possible that you can cause an accident and without an auto insurance you will possibly have to pay a large sum of money to cover repairs and medical expenses.

There is no question that a vast number of people in Florida are uninsured. Especially true now given the state of our economy and people's need to save money.

Reducing monthly bills is one thing, but when it comes to driving in Florida, there is not really a choice - you are obliged to have insurance.

Getting a cheaper car insurance is a far better way to save money than not buying any insurance.

Get insured and save yourself a lot of trouble.

Find more information about driving auto insurance and SR22 insurance